Need to Be More Smarter, Carrier Details

Hey guys and other people smarter than I am. I'm looking for some information about a few carriers.

I've got a client (husband and wife) I'm meeting with this evening and given their budget, we're looking at either $100k or $175k term for each. The cheapest option I have for the husband is with Transamerica, who I'm familiar with and like.

For the wife, it looks like Protective, Genworth, and Banner are my options. I know nothing about these companies. Could someone give me the pros/cons on these companies so I've got a better idea of quality:price?

DOB is 6/15/72, no meds or medical
Source of insurance-forums.net

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