How Do Yu Find & Aquire a Better Class of Customers?

My book is mostly non-standard. Its like a revolving door around here, loose customers, write new customers, loose more customers.

The bulk of my customers are all one paycheck away from financial meltdown. They finance 15 year old Fords from buy here pay heres. Or they own outright a 1995 Honda. The cars break down and end up being junked and they can't afford a new one. Or it gets repossessed. I had to institute a new rule that after I re-write your policy 3 times if it cancels again for non- pay we don't want you. Referrals are our bread and butter around here but when your clients are po
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