Home Inspections on New Policies

Anybody have any insight as to how accurate the insurance home inspectors are? I recently have had a bunch of my new policies come back with inspection problems. Two in particular are very annoying. In the first case, the inspector took some photos from the groud which they are saying shows granular loss. I have asked the underwrtiers what they want done about it but no one can give me a straight answer. I have had a roofer go check it out and he agrees and says the roof is a mess. However, the homeowner then called his real estate agent and his loan officer (who gave me the referral). They as
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