Go Direct or Go Through FMO??

I have a few contracts through Ritter and they seem fine. I use their quote engine but not much else in the way of their training. I'm wanting to get appointed in a non-resident state for Oxford Life's Med Supp and the offer from Ritter is the same as going direct: street level commission.

Is there any advantage or disadvantage of going direct vs through an FMO like Ritter?

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