I don't handle exchange cases but had a financial advisor asked me a question I thought I'd throw out here. Woman in question just turned 26 and has been on parent's IFP health plan. She recently got into a serious auto accident and with spinal injuries. Is there any provision for her to stay as a dependent on her current plan given the disability? Any advantage doing that over getting her own using the turning 26 SEP? At this point don't want to factor in any possible Medicaid eligibility.
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