3 Pay NA IUL and Expense Report

Can anyone generate the expense report of North American IUL7? Its for 35 yeal old healthy, non-smoker female. Premium is $75,000 per year for 3 years, DB is 3 million.
Prospect needs to know the yearly costs of this policy after its fully paid up in 3 years. How much should the Index return each year just to break even with the policy expenses?
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