Underwriting Resource Guide

Underwriting Resources Guide The long awaited (my bad on that one) guide to underwriters tools to analyze your clients medical and lay issues. Ranked in approximate order of efficacy:



MIB Reports: Perhaps the murkiest of all resources. This is a service all carrier pay into to act as a smoke signal to prevent unscrupulous individuals from defrauding us. If a history gets you rated two tables to a decline, draws a flat extra, or causes benefits to be declined or rated its supposed to be reported. And even if you ask the policy be declined as unwanted coverage we’re still supposed to rep

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