I really don't know what to do. A guy hit me and their insurance admitted fault. The guy only has 25k of coverage for property. He caused 15k worth of damage to my brand new car worth 38k. My insurance refuses to total saying when you add 15k of damage plus the 15k of salvage its only 30k. They say they would have to find $8,000 hidden damage to the car (which likely won't happen) to be able to total it.
His company is State Farm and mine is Geico. In Arizona you can only get diminished value from a insurance of someone that hit you.
So do I have state farm start the repairs and hope they
His company is State Farm and mine is Geico. In Arizona you can only get diminished value from a insurance of someone that hit you.
So do I have state farm start the repairs and hope they
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