SIAA VS Smartchoice? Who Has Better Insurance Companies/partners?

Can anyone add their opinion on insurance partners used by SIAA vs Smart Choice? Does one company have a better group or are they similar? I am trying to make a decision between the two. Smart choice has list only 4 ( Travelers, Safeco, Metlife, and Encompass). SIAA has all of these and many more. Thanks...

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