Part B Excess Charges

I have written 100's of Med Supp policies many being plan N. i have not encountered any issues regarding part B EXCESS Charges . I do see how G can be a better deal depending on the premium. Has anyone had issues or concerns regarding these excess charges? I know its only 15% that the client would have to pay for the excess charges which is minimal for a Dr Visit but if its a surgery it can be expensive.

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