Hello everyone -- yes, I know second to die no-lapse guarantee UL or secondary guarantee UL can be made to behave, look like, and end up like second to die term...but does legitimate second to die term exist?
Are there carriers that offer a straight term product, second to die?
I've played with enough NLG/SGUL products to see how they can be designed to be second to die "term" -- zero cash value, $1 cash value, no access to whatever cash value was there if any, and so on. However, I was more looking for a legitimate second to die term product and wanted to know if it exists.
Thank you
Are there carriers that offer a straight term product, second to die?
I've played with enough NLG/SGUL products to see how they can be designed to be second to die "term" -- zero cash value, $1 cash value, no access to whatever cash value was there if any, and so on. However, I was more looking for a legitimate second to die term product and wanted to know if it exists.
Thank you
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