COPD with Full Time Assistant Breathing

I have someone interested in life insurance but he has high blood pressure, coronary heart disease, had a piece of his kidney removed and has COPD. He needs assistance in breathing so he has a machine with him. I went through the Transamerica application and had to stop where it asked if he needed oxygen to assist in his breathing.



I may be wrong here and I'd like to be certain but I thought Transamerica was first day coverage with COPD. Can someone shed light here? Thank you in advance!

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