American Republic Rates Different with Captive Agents

Talked to a guy today and he said he just bought American Republic Plan F for $137. I ran a quote with CSG and their rate was $154. Guy calls back later and says he talked to the agent and was told he has Plan F for $137.



I know in IL if you buy BCBS direct from the company it will be cheaper than what I can offer. Does anyone know if American does the same.



I was able to convince him that Plan G with a different company would work out better for him down the road, so I got the sale.

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