Accident and Sickness-1st Question on Forum

My first question on the forum.

I sell mostly health insurance plans and am seeing a huge need for supplement plans due to the high deductibles and coinsurance.

Does any agent know of an accident plan with a sickness rider like combined insurance? Preferably with a short elimination period of 7 days or less. I am not sure if this exists minus combined insurance.

If not, who has a good hospital plan (supplement)? Can it be a stand alone without ACA also?

Thanks for any help you may offer.

Source of insurance-forums.net

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