Last week I wrote a post about having 3 cases declined in 1 day. Today I saw 1 of them again. She has been an insulin dependent diabetic since age 45, has neuropathy, had a stroke in 1/2013 receives home health care M-F, needs help bathing, uses a walker and is disabled at age 57.
I found out that Royal Neighbors had relaxed their underwriting recently. They do not ask about HHC, neuropathy, activities of daily living, use of a walker, stroke after 24 months, disability and insulin is OK unless before the age of 30. App was done over the phone. Issued with an immediate death benefit.
Source of insurance-forums.net
I found out that Royal Neighbors had relaxed their underwriting recently. They do not ask about HHC, neuropathy, activities of daily living, use of a walker, stroke after 24 months, disability and insulin is OK unless before the age of 30. App was done over the phone. Issued with an immediate death benefit.
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