My Grandma and her $5k SP Baby Gifts

My grandparents have bought all 20 or so grand kids (me included) and great grand kids SPWL policies when we were born. My grandmother tasked me with finding my latest niece a policy but it was a bit more than she usually spends. It was a few years ago and I placed it with assurity as they seemed to be the lowest DB option I could find then (10k) and premium was about $1k. It's a MEC with about $8-900 CV year one. I think mine has about $120 CV at 35 years! My niece lucked out.



So I'm expecting my first kid currently and there are 2 more great grand kids coming so I need to find three mo

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