I know this subject has been brought up before but now that many imos and agents on here have been independent 24-36 months what are you seeing as longer term persistency?If an agent does $150-$200k ap for 3-5 straight yrs then 7-9% renewals could easily be $3-$5k a month on the back end and pay all lead costs for 30 leads a week and expenses . Just wondering what longer term agents and imos are seeing in reality ?
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