Is It Ok to Phone Someone who Hit Me?

I was in an accident in whic a driver ran a stop sign and hit my harley with me on it. I had multiple injuries. 6 broken ribs, busted jaw, teeth knocked out, broken collar bone, my ankle and wrist broken, hip fracture. Was in the hospital for 9 weeks. Progressive insurance is the other parties insurance and they are being unreasonable. Offering me only $2,000 pain and suffering.

I'm afraid the person driving car is under insured but Progressive won't confirm or deny that.

Am I allowed to contact the person driving the car and ask him myself how much insurance he has? His phone number is on

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