Indemnity Play with Preventive Care?!?!?!

I just spoke with a large companies HR department who told me that they offer staff a Fixed Indemnity plan that offers preventative coverage that will keep their staff from being penalized for not having a QHP. She stated that she expects that to change in the future.



I've not heard anything like this. When I asked the potential client if she received a penalty when she filed her 2K14 taxes she stated she didn't.



This has me scratching my head. How can a FIP with Preventive coverage meet the minimum essential coverage and prevent a penalty?

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