Ideas?

Prospect had Americo (from another agent) that was declined for reinstatement after lapse. Says he had all the same health conditions as when he first took out the policy (although I suspect the agent may have written it a little cleaner than it should've been - I didn't see the policy, though). Wouldn't budge on anything but immediate benefit, which none of my current carriers will qualify him for. I told him I'd check around for him, just in case.



He's 74, had stroke 10-11 years ago with residual paralysis on right side. Uses wheelchair, but can walk a short distance. Good bowel & bladder c

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