Games Agents Play and who Cares

Quoting a nice personal lines account. High value home and seasonal dwelling, couple of cars, umbrella. Discovered many gaps, solved them and proposed a real nice package. Knowing my competition (amfam), figured I should be around same premium with much better coverage. Not the case - I'm $700 high on two autos!



Come to find out his current agent has the autos rated for the seasonal location, rural AZ. Insured's primary is downtown Phoenix, drives to work every day.



Insured sees no problem in it, and wants me to do same. Current agent obviously sees no problem in it. I don't p

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