Fixed Annuities Vs Varible

[B]:idea:[/B] if you see an interest rate let's say 3.25 on the whole account that's what it is for the life of the account. The amount in the account is fixed no matter what the stock market does the only time this changes is when everything goes South the account balance will never go below 89.7. 401 & 403's every time the stock market hiccups you lose a certain amount of your fund and when the market turns around your account has to re-accumulate all that money from where it has fallen to; some times (most times) that never happens. The same goes for a Variable product Annuity Life etc. The

Source of insurance-forums.net