Difference Between Pre-need Insurance and F.E. Insurance

This question has a few parts to it.



The first - I am just trying to educate myself. What is the difference between a pre-need insurance policy and a FE policy? (I am NOT talking about pre-payment, making payments to a funeral home - I AM talking about when a funeral home sells the person an insurance policy to cover what they picked out).



I am talking about when someone purchases through a funeral home an insurance policy to cover what they are buying? How does that work? Is the funeral home typically selling them a "normal" whole life final expense policy, or is it some type of policy

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