Best IUL 29 Yo Male, Preferred, Non-smoker, 100k/yr 15 Years

Good day,



I have 29 year old male, preferred, non-smoker, looking to over-fund an IUL @ 100k/year for 15 years, taking out max income years 60-75.



Please give me your thoughts on best carriers currently available.



I will be comparing/contrasting to WL as well. In case you would like to address that here as well, lets keep it to one thread.



So please feel free to give me your thoughts on WL vs IUL, and also top carriers for each type of insurance.



Does any carriers have over-loan protection guarantee for WL?

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