65 COPD Female Smoker $25/mo

A mapd-snp client of mine called me for life ins.



Really low income. Wants to buy from me. I got her to commit a budget - she said $25 was her max she can afford and she just wants to cover cremation. She has a checking account - not direct express.



Taking meds for COPD (inhaler) and Depression.



I looked at 2 carriers both didn't go that low on the face amount...



What do the experts suggest off the top of your head? Hoping to find her between 2-3K (or better if possible - but really whatever she qualifies for).

Source of insurance-forums.net

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