I attempted to replace a Banker's Life UL that was issued 1st day coverage May 2014 with SIWL and got shot down 2X so far. 1 carrier wants an APS and the other is offering graded due to the pharmacy report and 3 MIB hits.
There have np been no health changes in the last year.
Proposed insured takes insulin,medicine for High blood pressure.
The kicker n this one is,he passed a paramed in May 2014 to get the 50K UL ?
Any ideas ?
There have np been no health changes in the last year.
Proposed insured takes insulin,medicine for High blood pressure.
The kicker n this one is,he passed a paramed in May 2014 to get the 50K UL ?
Any ideas ?
Source of insurance-forums.net
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