Previously Declined

During the phone interview it came out that the prospect had several other inquiries from life insurers. I asked her what that was about she said she had tried 3 times previously to get a policy. She was turned down except for once where the agent showed up with what she described as a graded policy with a 2 year wait for benefits which she rejected. I had to mark "Yes" on the app that she had been declined by a life ins. co. I can get her issued with day 1 coverage. Will the previous declines affect her ability to be approved for a policy and how much?



Also, what kind of a report are they lo

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