Policies Are in Trouble - Need Help.

I have 2 universal life policies with 2 different companies. These policies were taken out in the early 80's and the expectation was that the interest rate would remain high and as I got older the cash value in the savings component of the policy would have built up enough to offset a portion of the cost of insurance and that I would either die and my heirs would receive the death benefit or the policy would age out at 100 and I'd be paid the remaining cash value.



Two weeks ago I received a frantic call from my new agent (I moved) and he said that my policy with his firm is in trouble. T

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