Need an ACA Pros Opinion....

So, health insurance isn't my wheelhouse at all, but I have an FE client wanting insight. I said I'd try.



She's 60, with no income. Lives with her 22 year old daughter, who makes 12,000 a year. Easily medicaid eligible here in Ohio.



Here's the problem: they don't want to be "those people" who get government health care for free.



To counteract this, my only idea is that they could overestimate their income above the medicaid threshold. Then, they get a subsidy for on exchange health coverage.



Here's the question: at the end of the year, when they file taxes, it'll show they didn't reach

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