MedSupp Disabled in California Turning 65

MedSupp question: Client lives in California, disabled, age 64, T65 in a few months. Obviously, premium difference between u65 and T65 is significant...



Does anyone know how MedSupp carriers in California handle re-rating for u65 when they T65? Is it by the policyholder's birthday or is it on the anniversary date of the policy?



Similar question on comp - do MedSupp carriers pay the original comp or does it go to full comp when they T65?



Any specific carriers/example?

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