Dilemma--replacement of Agent Lied-on Policies

So I'm working a Jane lead today and the nice little old lady tells me shes in process of cancelling a Bankers policy 3 mo old cause he agent left and she just likes having an agent ( nice but don't know how much that's worth on a 2500 policy). So I write her a modified since she had breast cancer 15 months ago.



I ask for the Bankers policy to do the replacement---I know many prob would'nt have on a $20/mo policy---and find she had more insurance than she thought she had ( 2500, same as what I quoted $28 for)------to no surprise the Bankers guy answered NO to cancer over last 3 years

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