Cracked Windshield, Recently Changed my Deductible...how Long Should I Wait?!

I had a ding in my windshield for a while, didn't think anything of it. Now because of the cold weather that ding turned into 3 long cracks which I noticed yesterday. About a week ago I changed my policy to reflect a lower deductible on everything, including glass coverage. Now I'm afraid that if I file a claim to get my windshield fixed, my insurance provider will flag me. I can imagine in the eyes of an insurance agent, everything about this screams fraud despite the situation being totally innocent.



What should I do?!?! Any advice would be greatly appreciated. Thank you!

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