Voluntarily dropped retiree EGHP 12/31/14.M 60 and F 59 no coverage now and qualify for full subsidy.My understanding is they can't get SEP for 3/1/15 because coverage was voluntarily dropped correct?On healthcaer.gov only ask if they lost coverage in last 60 days but I assume the applicant is asked to verify this after the fact? Can they get the SEP after 3/15 or whatever they are calling it for 4/1/15 effective even if they had coverage for 2014 won't pay penalty for 2014?
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