We all get nsf's as its a fact of the Fe business. The last few months what I've tried to do is take 1/2 a day a week and load my early nsf(from the first draft to maybe the 3 rd draft) is I load them in my Gps and just show up at the door. They're startled to see me unannounced and almost feel ashamed .I look them in the eye and say"Your bank must have screwed up your draft as we sat here 30 days ago and you made a promise and commitment to your husband or child to not leave a burden on them". Isn't that correct ?And they say yes.Then I say"When you hired me I made a commitment to your family
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