I Primarily sell Whole life for FE.
So I completely understand that part of whole life.
But what's is the big draw in selling UL vs WL for fully underwritten?
I know UL is flexible, but is it safe? Are the clients guaranteed their original DB amount when policy was first sold?
Do agents have to do yearly reviews on UL policies to make sure the interest rates aren't hurting their policies?
Out of UL and fully underwritten WL which is most common these days to sell?
Thank you!
Amber
So I completely understand that part of whole life.
But what's is the big draw in selling UL vs WL for fully underwritten?
I know UL is flexible, but is it safe? Are the clients guaranteed their original DB amount when policy was first sold?
Do agents have to do yearly reviews on UL policies to make sure the interest rates aren't hurting their policies?
Out of UL and fully underwritten WL which is most common these days to sell?
Thank you!
Amber
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