I just read about this. I have 2 fixed ones, one paying 2.3 and the other 1.25, and a fixed index that pays 50% of what the dow does for the year. Should i think about doing this 1035 exchange into one of them? If so, which one? Also, does this mean that I could take out one that paid for example, a 8% first year bonus and then after i get the bonus, do a 1035 exchange into one of my better ones?
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