Been in Accident, Should I Use Insurance?

Hi



I am 24 and drive a Toyota Corolla 2010. I recently moved from Japan and have only been driving in the states and have had insurance for 5 months. I live in LA.

My current auto-insurance is about $218/month.



I was on a road trip in Arizona (driving pretty fast) and drove off the highway, blinded by the sunset sun. I am alright but the car was pretty visibly beat.

The rear right tire blew so I went to a Toyota dealer today to get a replacement tire. So far, it has set me back $305 for tire and rim.



The dealer told me that the wheel is pretty badly beat and though it will run fi

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