Case: (New York State) Auto A and Auto B both back up and strike each other.
Both parties agree to split fault 50/50.
Auto A: Has $800 Damage
Auto B: No Damage $0
Auto B Liability Insurance pays for half the damage to Auto A; $400
Is Auto A Collision insurance responsible for the other half? Auto A collision policy has a $500 deductible. Since fault is shared 50/50 is the deductible also split?
Does Auto A collision insurance pay ($400 less half the deductible $250) = $150.
-or- does the deductible remain $500 regardless of the shared fault?
Thanks
Both parties agree to split fault 50/50.
Auto A: Has $800 Damage
Auto B: No Damage $0
Auto B Liability Insurance pays for half the damage to Auto A; $400
Is Auto A Collision insurance responsible for the other half? Auto A collision policy has a $500 deductible. Since fault is shared 50/50 is the deductible also split?
Does Auto A collision insurance pay ($400 less half the deductible $250) = $150.
-or- does the deductible remain $500 regardless of the shared fault?
Thanks
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